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    首頁 - 智慧金融 - 成都首個“智慧縣域+普惠金融”項目落地都江堰市
點擊:211        時間:2019-06-26 10:26:57

  6月11日,都江堰市人民政府與螞蟻金服集團舉行“智慧市域+普惠金融”項目簽約儀式,標志著都江堰市正式成為成都地區首個“智慧縣域+普惠金融”項目簽約縣。

  據螞蟻金服集團普惠金融業務總監孫葛介紹,“智慧縣域+普惠金融”項目是螞蟻金服集團為了更好地滿足鄉村振興多樣化金融需求,依托“大數據+人工智能”技術,把金融資源配置到農村經濟社會發展的重點領域和薄弱環節的一項支農發展舉措。

  “作為一種新的農村金融供給服務模式,‘普惠金融’具有方便、快捷、普惠、高效的特點。”都江堰市委常委、統戰部部長李可表示,螞蟻金服集團依托其對農業融資的“純信用、無抵押、覆蓋面廣、即時放款、多次循環”等優勢,在都江堰市落地實施將有利于緩解新型農業經營主體和農戶融資難、融資慢等問題,使百姓享受“信息多跑路,群眾少跑腿”的智慧新生活,激發農業農村的發展活力和發展后勁,為都江堰鄉村振興提供精準的金融要素支持。

  簽約儀式上,都江堰市副市長陳麗娜代表都江堰市人民政府與孫葛簽訂了《螞蟻金服“智慧縣域項目”合作框架協議》和《縣域普惠金融合作協議》。

  據悉,該項目將通過“采集信息→建立信用信息數據庫→建立農村信貸授信機制”來完善農村信用體系建設,項目建成運營后,獲得授信的涉農主體需要資金時,只要通過手機支付寶APP登錄,即可享受“3分鐘申請、1秒鐘放款、0人工干預”的純數據化智慧型信用貸款服務,避免銀行機構受傳統供給模式制約形成的“能提供服務、難落地支持”現象,農戶最高可貸金額30萬元,新型農業經營主體、農村集體經濟組織最高可貸500萬元,按日計息、隨借隨還,無提前還款手續費,真正讓農戶足不出戶就可以享受智慧金融便捷服務。(來源:中國日報網)

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